Dateline

The Dateline Austin newsletter goes out via email every week to TLTA members and covers the latest important regulatory and legislative updates title professionals need to know about.


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2020


November 18, 2020

  • Update: 2020 Court Decisions for Cases in Which TLTA Filed Amicus Letters
  • TLTA Advocacy Update
  • TDI News for Underwriters
  • Beaumont State Rep. Dade Phelan Likely to Become Next Speaker of Texas House
  • FHFA Extends COVID-19 Loan Flexibilities Through 2020
  • Biden Transition Team Brings Back Key CFPB Players

November 11, 2020

  • TLTA Advocacy Update
  • FinCEN Reissues Real Estate Geographic Targeting Orders for 12 Metropolitan Areas, Including San Antonio, DFW
  • TDI Proposes New Rules
  • California Passes Measure to Revamp Consumer Privacy Law

November 4, 2020

  • Election Update: Makeup of Texas Legislature Largely Unchanged by Outcome of Yesterday's Election
  • Election Update: Congressional Races
  • TLTA Advocacy Update
  • Federal Financial Regulators Propose Rule on Agency Guidance and Enforcement Actions
  • Upcoming Hearings: House Financial Services Committee
  • Early Bird Rate for 2020 Institute Expires Friday – Register Now to Get the Best Deal

October 28, 2020

  • TDI Quarterly Audit Results Published
  • TLTA Advocacy Update
  • CFPB Releases Advance Notice of Proposed Rulemaking on Consumer Access to Financial Records
  • TREC Announces New Deputy General Counsel
  • Early Voting for Nov. 3 General Election Continues Through Oct. 30 – Time to Vote
  • 2020 Virtual Land Title Institute: 30th Anniversary Strong!

October 21, 2020

  • TLTA Advocacy Update: Texas Comptroller Glenn Hegar to Headline TLTA's Virtual Town Hall Nov. 16; LLLs, Grassroots Activity and PAC Giving Going Strong as November Election, 2021 Legislative Session Approach
  • CFPB Issues Final Rule Extending the GSE Patch
  • FHFA Proposes Rule on New Products and Activities From GSEs
  • Early Voting for Nov. 3 General Election Continues Oct. 13 to Oct. 30 – Time to Vote
  • 2020 Virtual Land Title Institute: Speaker Lineup Confirmed

October 14, 2020

  • TDI News: TDI Proposes Basic Manual Change to Conform With TTIGA Reform Legislation Supported by TLTA; 2019 Statistical Data Call Has Not Been Issued Yet
  • TLTA Advocacy Update: Legislative Committee Meets to Discuss Legislative Agenda, Privacy Advisory Group
  • CFPB Rescinds MSA Bulletin, Releases RESPA FAQs
  • Early Voting for Nov. 3 General Election Continues Oct. 13 to Oct. 30 – Time to Vote

October 7, 2020

  • TLTA Federal Report: CFPB Releases Its Five-Year Assessment of TRID Rule
  • TLTA Advocacy Update: TDI Grants Request for Extension of Modified Requirements for Sworn Statements to Dec. 31, 2020
  • It's Official – Institute Is Going Virtual! New Dates: Dec. 7-9
  • FHFA Attempts to Improve the Real Estate Experience for Korean, Vietnamese and Filipino Borrowers
  • U.S. Treasury Warns Cyber Insurers' Payments to Hackers May Violate Sanctions

September 30, 2020

  • TDI Commissioner Kent Sullivan: Thank You for Making My Time at TDI Memorable
  • TLTA Regulatory Committee Meets, Discusses Basic Manual Rule and Form Changes
  • There's Still Time to Answer TLTA's RON, RIN Survey; Initial Observations From Responses Submitted To-Date
  • Fannie, Freddie Pose Risk to Financial System, Panel Says In 'Historic' Finding
  • Federal Regulators Finalize Appraisal and Capital Liquidity Rules

September 23, 2020

  • New TLTA Data Privacy Advisory Group to Work With Legislative Committee on Consumer Privacy Issues Being Discussed by Texas Legislature
  • We Need Your Feedback: RON and RIN Closings
  • FinCEN News: Banking Experts Comment on Leaked Reports; Statement on Enforcement of BSA

September 16, 2020

  • Gov. Abbott Extends State Disaster Declaration; Temporary Suspension of State Notary Statute Allowing Emergency Use of RIN Continues
  • TLTA's Local Legislative Liaisons Maintaining Connections With Texas Legislators Despite Barriers Created by Pandemic
  • With $11B Ellie Mae Deal Finalized, ICE Prepares to Unleash a “Fully Digital Mortgage Ecosystem”
  • Time to Speak Up: What Webinar Topics Would You Like to See?

September 9, 2020

  • Gov. Abbott Extends State Disaster Declaration; Temporary Suspension of State Notary Statute Allowing Emergency Use of RIN Continues
  • TLTA's Local Legislative Liaisons Maintaining Connections With Texas Legislators Despite Barriers Created by Pandemic
  • With $11B Ellie Mae Deal Finalized, ICE Prepares to Unleash a “Fully Digital Mortgage Ecosystem”
  • Time to Speak Up: What Webinar Topics Would You Like to See?

September 2, 2020

  • TLTA Amicus Letter Update: Texas Supreme Court Grants Petition for Review of Case Involving Correction Instruments
  • September Is TLTA PACathon Month!
  • Time to Speak Up: What Webinar Topics Would You Like to See?
  • Texas Realtors Publish 2020 Texas Homebuyers and Sellers Report

August 26, 2020

  • Texas Finance Commission Formally Adopts Revised Payoff Statement With TLTA Recommendations; Effective Date to Come
  • TLTA Advocacy: Work in Progress Report
  • MISMO Announces Call for Participants for Workgroup to Enable Digitization of Closing Instructions
  • GAO Says FinCEN Should Enhance Procedures for Implementing and Evaluating GTOs

August 19, 2020

  • TLTA Submits Results of Closing Disclosure Survey to CFPB
  • Sullivan to Step Down as Insurance Commissioner
  • TREC Proposes New Contract Form Language; Proposal Includes Termination Option Language Recommended by TLTA
  • Consumer Financial Protection Bureau Proposes New Category of Qualified Mortgages to Encourage Innovation and Access to Affordable Mortgage Credit

August 12, 2020

  • Fannie Releases New Manufactured Housing Resource for Lenders
  • Survey: Impact of the COVID-19 Pandemic on Texas Realtors
  • Lowest Mortgage Rates Ever Spur Historic Jump in Bond Supply
  • The Rise of IMBs

August 5, 2020

  • TLTA Regulatory Committee Chair Roland Love's RIN 101 Primer Published in Texas Bankers Association Newsletter
  • TDI Quarterly Audit Results Published
  • Analysis: The Texas Legislature Can Meet for Up to 140 Days. The Pandemic Raises a Question: Should It?
  • FinCEN Advisory on Cybercrime and Cyber-Enabled Crime Exploiting the COVID-19 Pandemic
  • Three of the Top Educational Sessions From Our 2020 Virtual Annual Conference Now Available On-Demand (Escrow Hours Available)

July 29, 2020

  • ICYMI: Here’s Your Chance to Tell CFPB Why the Disclosure of Title Insurance Rates Is So Confusing on the Closing Disclosure
  • TDI NEWS: Modified Requirements for Sworn Statements During COVID-19 Extended Again; Commissioner Sullivan Reiterates Call for Plain Language in New Article
  • TREC NEWS: Renewal Deadline Extensions End July 31; Agency Mail Destroyed – If You Mailed Anything to TREC, Here's What You Can Do
  • Senate Confirms Dana Wade as New FHA Commissioner
  • MISMO Releases Proposed Commercial Appraisal Data Standards

July 22, 2020

  • SURVEY: Here’s Your Chance to Tell CFPB Why the Disclosure of Title Insurance Rates Is so Confusing on the Closing Disclosure
  • Email Exchanged by Offices of Governor and State's Attorney General Confirm Indefinite Extension of RIN Through End of COVID-19 Emergency Declaration
  • ICYMI: Results for Primary Runoff Elections, SD 14 Special Election
  • CFPB Announces New Supervisory and Enforcement Priorities in Light of COVID-19 Pandemic

July 8, 2020

  • Early Voting for Runoff, Special Elections Ends Friday, July 10
  • CFPB News: Proposed Amendments to TILA Higher-Priced Mortgage Loan Escrow Rule; Additions to Executive Team
  • Nearly 6,300 Texas Companies Received PPP Loans of More Than $1 Million
  • 2020 Virtual Conference: Packed With Ideal Opportunities to Support Your TLTAPAC
  • Texas Finance Commission's Revised Payoff Statement Proposal Published in Texas Register

July 1, 2020

  • BREAKING NEWS: Gov. Abbott Grants TLTA's Request for Extension of Emergency RIN Order
  • Supreme Court Recognizes President's Power to Fire CFPB Chief
  • COVID-19 Compliance Update: TDI Extends Modified Requirements for Sworn Statements
  • ICYMI: TLTA Submitted Letter to TREC Broker Lawyer Committee Proposing Changes to Termination Option Language Included in TREC Forms
  • 2020 Virtual Conference: Meet Face-to-Face With Vendors Who Specialize in Tools You Need to Succeed, Including Digital Closing and More

June 24, 2020

  • Texas Finance Commission's Revised Payoff Statement Proposal Incorporates TLTA's Recommendations; Revised Form Expected to Be Adopted Aug. 21
  • CFPB News: Bureau Takes Steps to Address GSE Patch; Other Recent Developments
  • 2020 Virtual Conference: State of Our Industry, Upcoming Legislative Session, Economic Outlook, and More; $95 Early Bird Rate Expires Friday!

June 17, 2020

  • Federal Disaster Loan Program Applications No Longer Limited to Agricultural Businesses
  • Fed Sees Need for More Small Business Aid, Citing 'Acute Risks' to Survival
  • 2020 Virtual Conference: Special $95 Early Bird Rate Extended
  • ALTA Launches Campaign Introducing the Guardians of the American Dream

June 10, 2020

  • Texas Secretary of State Publishes Notice Regarding RIN Extension
  • CFPB Issues Guidance on TRID Rule
  • New Changes to Paycheck Protection Program (PPP) Win Final Approval
  • Fed Expands Main Street Program to Allow for Both Smaller and Bigger Loans
  • 2020 Virtual Conference: Special $95 Early Bird Rate Expires Friday

June 3, 2020

  • Gov. Abbott Extends Emergency Use of RIN Through June 30
  • 2020 Virtual Conference Schedule-at-a-Glance Released
  • COVID-19 Compliance Update: TDI Extends Modified Requirements for Sworn Statements
  • TDI Publishes Underwriters Experience Report for 2013-2017
  • SAFE Banking Act Included in Proposed Fourth COVID Stimulus Package
  • TDI Job Opening: Title Insurance Specialist

May 27, 2020

  • TLTA Requests Extension of Emergency RIN Order
  • TDI Issues Bulletin on Temporary and Limited Extension of Simultaneous Issue Credit Under R-5.F
  • Fannie Mae, Freddie Mac Launch Online Resources for Consumers
  • Registration for 2020 Virtual Conference Open Now
  • ALTA Publishes Quick Reference Guide of Notarization Types and Terminology
  • TDI Job Opening: Title Insurance Specialist

May 20, 2020

  • TDI: Extension for License Renewals Ends May 31
  • Mark Your Calendar: Dates Finalized for Virtual Annual Conference and Business Meeting July 13-16
  • Regulators Ease Restrictions on Homeowners in Coronavirus Mortgage Bailout Program
  • Unforeseen Circumstances: Contractual Obligations During a Pandemic
  • Vishing Explained: How Voice Phishing Attacks Scam Victims
  • TDI Job Opening: Title Insurance Specialist

May 13, 2020

  • Texas Supreme Court Issues Ruling in Federal Home Loan Mortgage Corporation v. Zepeda
  • FinCEN Reissues Real Estate Geographic Targeting Orders for Bexar, Dallas and Tarrant Counties
  • FHFA Extends Emergency Loan Processing Changes
  • New Video From ALTA Celebrates Title Industry's Good Deeds During COVID-19
  • TDI Job Opening: Title Insurance Specialist

May 6, 2020

  • CORRECTED: TDI Accommodations for Financial and Licensing Filings Further Extended to May 31
  • ICYMI: Webinar on Temporary Use of Remote Ink-Signed Notarizations (RIN) Available On-Demand
  • MISMO Issues ALTA-Supported Uniform Closing Instructions
  • Businesses Continue to Apply for PPP Loans
  • TDI Job Opening: Title Insurance Specialist
  • Cyber-Attacks on Mortgage Professionals on the Rise During COVID-19

April 29, 2020

  • Gov. Abbott Approves Emergency Use of Remote Ink-Signed Notarizations (RIN)
  • Complimentary Webinar-Style Briefing Tomorrow: Temporary Use of Remote Ink-Signed Notarizations (RIN)
  • CARES Act Employer Payroll Retention Tax Credit
  • CFPB Paves Way for Consumers Facing Financial Emergencies to Obtain Access to Mortgage Credit More Quickly
  • TDI Job Opening: Title Insurance Specialist
  • Meeting You Where You Are – TLTA Annual Conference Goes Virtual

April 22, 2020

  • U.S. Senate Passes New Coronavirus Stimulus Bill; House Expected to Approve Thursday
  • Compliance Update: TDI's Modified Filings Chart Updated With Additional Deadline Extensions Due to COVID-19
  • Job Opening: Title Insurance Specialist
  • Banks Can Now Postpone Some Appraisals Until 120 Days After a Mortgage Closes
  • Gov. Abbott Appoints Three to Finance Commission of Texas

April 15, 2020

  • TLTA Proposes Emergency Executive Action on Remote Ink-Signed Notarizations (RIN) in Texas – Pending Governor's Response
  • Fannie, Freddie Provide Temporary Guidance for Lenders on Use of RON, POA and Remote Ink-Signed Notarizations (RIN)
  • IRS Extends Deadline for 1031 Exchanges, Including Opportunity Zone Investments
  • Special Featured Hot Topic Webinar Tomorrow: Return of the RON
  • ALTA Names SVP of Public Affairs
  • Texas Realtors: FAQs and Resources Related to COVID-19

April 8, 2020

  • Fannie, Freddie Provide New Temporary Guidance for Use of RON, POA
  • Coronavirus Financial Relief for Businesses
  • Employment Law Aspects of COVID-19: Complimentary Webinar-Style Briefing Thursday, April 9
  • Emergency Guidance on Home Equity Lending
  • Underwriters: Did You Submit Your Experience Report to TDI?
  • Fed Says It Will Provide Financing Against New U.S. 'Payroll Protection' Loans

April 1, 2020

  • Governor Abbott's New Executive Order Adopts Industry’s 'Essential Services' Recommendations, Extends Statewide Restrictions Through April 30
  • NEW: U.S. Department of Homeland Security Definitions and Guidelines Revised to Include County Clerks Among Essential Services Workforce
  • UPDATE: RON Utilization Across the State
  • GSEs Issue New Guidance on RON, Powers of Attorney
  • U.S. Senate Committee on Small Business and Entrepreneurship: Small Business Owner’s Guide to the CARES Act

March 25, 2020

  • Breaking News on the New Federal Stimulus Package to Help Businesses and Employees During COVID-19 Relief Bill
  • Stay-at-Home Orders, Title Insurance Designation as an Essential Business, Building Trades Letter
  • County/District Clerk Closures and Operational Changes
  • RON-Related Challenges
  • TDI Adjusts Licensing, Continuing Education Requirements, Additional Regulatory Relief Has Been Requested
  • COMPLIANCE UPDATE: New Stat Codes Effective April 1

March 18, 2020

  • Important TLTA Updates on COVID-19 Challenges for Title Industry
  • TLTA's New COVID-19 Resources Page: Business Continuity Strategies, County Clerk Operations, Remote Digital Closings, and More
  • TLTA Introduces New Collection of Business Continuity Resources - Please Share Your Ideas and Success Stories
  • Update on TDI Actions Related to COVID-19
  • Congress Approves Coronavirus Relief Bill

March 11, 2020

  • TLTA Closely Monitoring Coronavirus, Live Events Still on Schedule With Added Safety Measures
  • Texas Supreme Court Issues Opinion in Teal Case
  • Bill Introduced by Rep. Luetkemeyer to Remove Sole Director of CFPB
  • CFPB Releases TRID FAQs on Lender Credits
  • ALTA: TRID Experience Survey
  • TDI: Sircon Systems Down This Weekend

March 4, 2020

  • 2020 Primary Elections Update
  • TDI Quarterly Audit Results Published
  • Underwriters: Annual Statements Can Now Be Emailed to TDI
  • Supreme Court Looks Likely to Weaken Consumer Financial Protection Bureau But Leave it Standing
  • Deadline to Take the CFPB’s TRID Survey Friday, March 6

February 26, 2020

  • 2019 Internet Crime Report Released
  • Early Voting for Primary Elections Continues
  • Demystifying the Risks of Flooding
  • CLARIFICATION: TDI Article Regarding How to Print Your Insurance License

February 19, 2020

  • TDI: How to Print Your Insurance License
  • Another Federal Circuit Finds Phishing Loss Covered Under Crime Policy
  • Early Voting for Primary Elections Continues
  • Texas Legislature: Texas Privacy Protection Advisory Council to Meet March 25
  • Fannie/Freddie Report Growing Net Worth Under New Policy

February 12, 2020

  • Early Voting for Primary Elections Starts Tuesday, Feb. 18
  • Texas Association of Realtors: Can a Buyer Deliver the Termination Option Fee to the Title Company?
  • CFPB Issues Fall 2019 Semi-Annual Report to Congress; Kraninger Testimony Includes GSE Patch Goals
  • Insurers Look to Curb Ransomware Exposure as U.S. Cyber Rates Rise

February 5, 2020

  • ALTA’s Principles for Data Privacy Laws
  • 5 Takeaways From the Latest Congressional Fundraising Reports
  • FHFA Making Structural Changes
  • Texas Relocation Report

January 29, 2020

  • Data Privacy 2020: The Regulatory Landscape and 8 Tips for Your Business
  • Special Election Results: Texas House Districts 28, 100 and 148
  • Take the CFPB’s TRID Survey
  • Texas A&M Real Estate Center, Dallas Fed Sponsoring Housing for a New Economy Conference Feb. 21 in Dallas

January 22, 2020

  • TLTA Submits Comments in Response to CFPB's Study of TILA-RESPA TRID Rule
  • TLTA Requests Payoff Statement Revisions in Letter to Texas Department of Savings and Mortgage Lending
  • CFPB Planning to Eliminate DTI Requirement from QM Lending Rules
  • Joint Statement on Heightened Cybersecurity Risk Issued by Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency
  • Texas House Speaker Bonnen Names Appointees to Texas Privacy Protection Advisory Council
  • Property Records Industry Association Offers Special Title Industry Registration Rates for Winter Symposium in Austin, Feb. 24-27

January 15, 2020

  • The Next Big Thing: Consumer Data Privacy
  • Early Voting for Special Texas House Elections Begins Monday, Jan. 21
  • New Year, New Texas Real Estate Laws
  • Deadline to Submit TRID Comments to CFPB: Jan. 21

January 8, 2020

  • Texas Businesses Must Report Data Breaches Under New Law Effective Jan. 1, 2020
  • TDI Issues Underwriter Data Call
  • TLTA Submits Letter to TREC Broker Lawyer Committee Regarding Revision of Termination Option Language in TREC Contract Forms
  • Texas Department of Savings and Mortgage Lending Publishes Proposed Revision to Payoff Statement

January 2, 2020

  • TTIGA: Guaranty Fee to Continue in 2020
  • TDI Holds Hearing on Statistical Codes
  • Underwriters: TDI Adopts 2020 Maintenance Fees and Assessments
  • CFPB Issues Guidance on Construction Loan TRID Disclosures
  • Removing the GSE Patch and Reopening the QM Debate