November 19, 2015


Update on Notary Seal Issue 

State Bar of Texas | Nov. 19, 2015

TLTA has received some follow-up information regarding the notary seal identification number issue (click here to read TLTA's story on the issue from November 4th).
 
Some notary supply companies are stating that they are not allowed to issue new seals until after January 1st. There is also a general concern that some companies may be facing a backlog due to this recent spike in demand. However, the following is a compiled a list of notary supply companies that may provide seals before that. This list has been arranged alphabetically and does not constitute an endorsement of these companies.

Acme Marking Products Corp.
American Association of Notaries
Capitol Rubber Stamp Service
National Notary Association
Notary Public Underwriters Agency of Texas
Roanoke Stamp & Seal Co.


Issues Associated with Providing a Copy of the CD to Realtors

TLTA Staff | Nov. 19, 2015

TLTA is aware that there is confusion regarding how to address the issue of providing a copy of the Closing Disclosure (CD) to a realtor under the new TRID regulations, so we wanted to provide you with the latest information that we are receiving. This information is not intended to be legal advice and should be reviewed in combination with any guidance and instructions you are receiving from lenders, your underwriters and your legal counsel; but because there is so much confusion around this issue, we wanted to at least share with you what we know.
 
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PHH Kickbacks Case to Test Scope of CFPB Enforcement Authority

BNA | Nov. 12, 2015

A closely watched case now before a federal appeals court in Washington, D.C., is shaping up as a pivotal case on the Consumer Financial Protection Bureau's ability to choose when and how to bring its enforcement powers to bear.
 
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CFPB Releases 2016 Lists of Rural Counties and Rural or Underserved Counties 

CFPB | Oct. 26, 2015

The CFPB has posted a list of counties determined to be "rural" during 2015 for purposes of applying the regulatory provisions during 2016 (2016 lists). Rural counties are generally defined by using the USDA Economic Research Service's urban influence codes, and underserved counties are defined by reference to data collected under the Home Mortgage Disclosure Act.
 
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Click here  to read HousingWire's October 28th story about the updated lists.


Introducing the TLTAPAC One Hundred Club

TLTAPAC | Nov. 19, 2015

We are thrilled to introduce the newly formed TLTAPAC One Hundred Club, a giving club for everyone who donates $100 or more to the TLTAPAC in a calendar year. As part of the official rollout of this exciting new club, we are asking TLTA members to join the One Hundred Club video challenge. Here’s how you do it: Take a short video of yourself challenging another TLTA member to "join the One Hundred Club." We will share these videos on the TLTA Facebook page, and the video with the most "likes" will be shown at the TLTA Conference next summer. The member who wins will be presented with a very special award.
 
To help you get started, here are some FAQs relating to TLTAPAC, as well as information on what the PAC has done for you lately.
 
Are you in? Check out the details of the video challenge, grab a buddy and have some fun for a great cause!


TLTAbay Raises $22,500! 

Texas Land Title Association | Nov. 19, 2015

A big "Thank you" to everyone who participated in our TLTAbay auction. Together we raised $22,500 dollars for TLTAPAC. It would not have been possible without all of the generous auction item donations from our members and everyone who stepped up to bid.
 
Also, the Texas A&M Santa Claus won the Collegiate Bid-Off by a landslide with a winning bid of $185 from NolaAnn Waggoner of First National Title. Gig 'em, Aggies!
 
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Help Us Serve You Better: Take Dateline Austin's Survey

Texas Land Title Association | Nov. 19, 2015

We are introducing a new survey feature to Dateline Austin. Please take a moment to answer our four-question survey – we'd love to hear your thoughts. Next week, we'll publish the results of the survey!
 
Dateline Austin - November 18th, 2015
 


Have you registered for our wildly popular "TRID: Tales from the Trenches" webinar yet? If you're going to register or are already registered, send in your TRID questions so our team of experts can answer them! Email Kaylee Willems at [email protected] by noon on Friday, November 13th, and watch the November 20th webinar for the answers.
 
And don't forget to check out our other great webinars:

Money Pit 2015 (Friday, Dec. 11th)
Insured Closing Letters A-Z (Thursday, Dec. 17th)
Closing Table Hot Topics: Tales from the Dark Side (Tuesday, Jan. 12th)
Avoiding TDI Audit Violations – Compliance After October 3rd (Wednesday, Jan. 13th)

Bookmark our Webinars calendar – we're adding more great topics all the time!