New, improved and available for the first time on-demand, this course is designed to address title insurance questions that frequently arise in connection with a closing and are presented to the lawyer representing a party. The speakers address title insurance due diligence for the client and how to assure the best coverage and rates. Moreover, what if the insured does have a defect in title or an encumbrance – how should it be handled? Finally, this course provides an overview and practice tips for preparation of legal documents to convey title, release encumbrances and cure title issues.

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Distinguishing the Title Insurance Transaction and the Real Estate Transaction

THIS PART COVERS
- What is the regulatory framework?
- What is outside the regulatory framework?


PRESENTED BY:
 Roland Love, Independence Title, Dallas
 


The Commitment 

THIS PART COVERS
- How important are the contract and loan requirements?
- How can you address and possibly resolve exceptions?
 


PRESENTED BY:
 Richard Melamed, Attorney at Law, Houston
 


Survey Review

THIS PART COVERS
- Why is a survey important to the title insurance transaction?
- When is one required?
- When can a prior survey be used?
- What additional survey coverage is available?
 

PRESENTED BY:
 Lisa Beville, CTIP, Fidelity National Title Group, Dallas

Endorsements in Texas

THIS PART COVERS
- What is an endorsement?
- Which ones are common?
- Which ones are important considerations for a commercial deal or a residential transaction?
- What do they mean? 


PRESENTED BY:
 Ginny H. Abiassi, North American Title Insurance Company, Houston
 


Closing Issues 

THIS PART COVERS
- Identify closing issues, including ad valorem taxes, good funds, instructions and closing protection letters.
 

PRESENTED BY:
 Charles J. Jacobus, Charter Title Company, Houston
 


Rate Rules, Including 2019 Changes

THIS PART COVERS
- What are the difficult questions or tricky applications?
- What are the options?
- What credits are available?


PRESENTED BY:
 Paul McNutt, Jr. Title Resources Guaranty Company, Dallas
 


The Policy; Making and Handling Claims 

THIS PART COVERS
- What are new coverages?
- Which exclusions and exceptions are important to the “deal?” 
- What is not covered?
- When and how should a claim be tendered?
- What are the timelines?
- What are the underwriter’s options?
- How is a loss determined?


PRESENTED BY:
 Roland Love, Independence Title, Dallas


Preparing a Deed

THIS PART COVERS
- What type is appropriate?  What are the components?
 

PRESENTED BY:
G. Roland Love, Independence Title, Dallas

Preparing Releases and Lender Docs

THIS PART COVERS
- What is being released?
- Are all releases the same?
- Aspects to watch out for.
 

PRESENTED BY:
 Suzanne Frossard, M. Suzanne Frossard, PC, Fort Worth


Boundary Line Agreements and Easements 

THIS PART COVERS
- What’s yours is mine?
- Good fences make good neighbors! 
- Remember an easement is a limited dominant estate, so think about your purpose, users and the future.


PRESENTED BY:
 Celia C. Flowers, Flowers Davis, PLLC and East Texas Title Companies, Tyler



Affidavits of Heirship; Power of Attorney and Resolutions/Authority

THIS PART COVERS
- It’s all about empowerment — when, how and sometimes why.

PRESENTED BY:
 Richard Melamed, Attorney at Law, Houston
 

Continuing Education:

6.5 Escrow hours (expires 1/10/22)
6.5 MCLE hours (expires 1/31/21)

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This information is being provided by TLTA for educational and reference purposes only and should not be construed as legal, financial or business advice from or on behalf of TLTA. Users should consult their own legal counsel and subject-matter experts to ensure that any policies adopted or actions taken meet the requirements unique to their company.

What’s the difference between legal information and legal advice?
 Legal information provides public information, such as rules or laws, or can be an explanation of those rules or laws. TLTA provides legal information that is not intended to be legal advice. Legal advice is a statement that recommends a course of action or interprets the law based on specific circumstances. For legal advice, please consult with your own attorney.