2023 Rulemaking Hearing

On May 14, 2024 the Texas Department of Insurance published a proposal to update, correct and clarify rules and forms in the Basic Manual. After a public comment period that ends July 1, a final adoption order will be issued with a Nov. 1 effective date.

On Dec. 21, 2023 Texas Department of Insurance Commissioner Brown issued a formal order approving the exhibits containing a proposal to update, correct and clarify rules and forms in the Basic Manual. This order does not address the Basic Premium Rate, which is being addressed at TDI under a separate proceeding.

The rules and endorsement rate adjustments proposed by TLTA during this process were generated by TLTA's Regulatory Committee and approved by TLTA's Board of Directors following many years of work. Our proposed rule package contained several improvements to current procedural rules, a modernization of certain fees, new endorsements, and plain language rewrites.

Notices & Orders

TDI's Proposal for Public Comment - May 14, 2024
Revised Proposal Exhibits - May 14, 2024
Revised Proposal Exhibits (Word Version) - Unofficial

TDI's Formal Order - December 21, 2023
Rule Making Agenda Items Grid

TDI’s Hearing Notice - September 6, 2023
TDI Rule Proposal
TDI Proposal Exhibits

TLTA Petition (w/ exhibits)
TLTA Comments on Rulemaking Items (w/ exhibits) - November 14, 2023

Learn More About These Changes

Basic Manual Update Series - Countdown to November 1
This multi-part series covers revised rules and forms, helping you understand and implement changes by the November 1 effective date to ensure you and your business are in compliance with state regulations. We are grateful to TLTA Regulatory Committee Chair Roland Love for producing this series, as well as the webinar that you will find below.

Installment I: Residential Real Property Redefined: P-1.u and R-16
Installment II: Expanded Coverage for Estate Planning Needs: P-57
Installment III: Taxes Not Yet Due and Payable: P-20.c.
Installment IV: Simultaneous Issuance or Owner’s Policy and Loan Policy: R-5
Installment V: Other Rate Rule Adjustments: R-11, R-15, R-30

2024 Basic Manual Changes On-Demand Webinar
Roland Love - TLTA Regulatory Committee Chair, Independence Title

News

TDI Commissioner Issues Order Approving Exhibits for Formal Basic Manual Rulemaking
TLTA | December 22, 2023

TDI to Consider Proposals to Update Basic Manual During Rulemaking Hearing Nov. 15
TLTA | September 20, 2023