Dateline

The Dateline Austin newsletter goes out via email every week to TLTA members and covers the latest important regulatory and legislative updates title professionals need to know about.


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2016


December 20, 2016

  • Texans for Free Enterprise Issues Press Release, Accuses Title Insurance System of Being "Anti-Consumer"
  • TDI Adopts Amendments to 28 Texas Administrative Code Regarding Assessment of Maintenance Taxes for Underwriters
  • CFPB Takes Action Against Three Reverse Mortgage Companies, Including Two Texas-Based Companies, for Deceptive Advertising
  • Moody's Report Suggests Privatizing Fannie Mae, Freddie Mac Would Cost "Hundreds of Billions"
  • State Insurance Commissioners Pick Aegon Executive as NAIC Chief
  • Register Today for Day at the Capitol
  • Upcoming Webinars

December 14, 2016

  • Hensarling, Waters Chosen to Lead House Financial Services Committee Again
  • Obama Administration Appeals Judge's Ruling to Block Overtime Pay Rule
  • Trump vs. Cordray: The Battle Ahead
  • GOP Prepares for Battle Over Dodd-Frank
  • Mortgage Defects Fall for First Time in a Year as TRID Issues Subside
  • Register Today for Day at the Capitol

December 7, 2016

  • TLTA Gains Two Major Supporters in Deregulation Fight: Texas Bankers Association and Texas Association of Realtors
  • Treasury Secretary Nominee Steve Mnuchin: Undoing Dodd-Frank "Top Priority"
  • Heads Up Homeowners: Mortgage Interest Deduction on Trump’s Chopping Block
  • Survey: Underwriting Standards Ease, a Bit
  • Register Today for Day at the Capitol
  • Upcoming Webinars

November 30, 2016

  • Ever Feel Like Nobody Understands Your Work or Why It’s Important? Help Is on the Way!
  • Judge Suspends Rule Expanding Overtime for Millions of Workers
  • How Congress Makes Cybersecurity a Non-Partisan Priority
  • CFPB Publishes 2017 Lists of Rural and Underserved Counties
  • Register Today for Day at the Capitol
  • Upcoming Webinars

November 22, 2016

  • Six Things Your Small Business Must Do to Get Ready for New Overtime Rule
  • TREC Adopts Rule Changes, Proposes Rule Revisions
  • Trump’s Team Discussing Tax Overhaul With House, Brady Says
  • End Dodd-Frank? Unlikely, But Consumer Agency in Crosshairs
  • Register Today for Day at the Capitol
  • Upcoming Webinars
  • November 16, 2016 Election Impact on Congress and Key Committees
  • Non-Bank Share of Origination Volume Crosses 50 Percent
  • 70 Percent of Lenders Expect Mortgage Loan Production Costs to Rise in 2017
  • Register Today for Day at the Capitol
  • Upcoming Webinars

November 9, 2016

  • Recap on Texas Election Results: By the Numbers 
  • Want to Learn How to Market Your Business Directly to Your Customers? Hear Wayne Stanley Discuss How at the HOP!
  • Here's Clear Evidence of How Much More Complicated Mortgage Lending Is Now
  • Why Does It Take So Long to Close a Loan? Appraisers
  • Registration Now Open for Day at the Capitol!
  • Upcoming Webinars

November 2, 2016

  • CFPB Promotes "Flexibility" for Third-Party Service Provider Oversight and Lender Vetters
  • TDI Quarterly Audit Results Published
  • Survey: Title Agent Closing Cost Expense Increases $210 Per Loan
  • CFPB Head Cordray: Here Are the Next Three Priority Areas for Enforcement Actions
  • Registration Now Open for Day at the Capitol!
  • Upcoming Webinars

October 26, 2016

  • Save the Date for TLTA's Day at the Capitol and Make Your Voice Heard in Austin!
  • Fannie Mae Relaxes Standards Slightly to Allow for 3 Percent Down Refinances
  • CFPB Acknowledges Exploding Popularity of "FinTechs"
  • Mortgage Processing Turnaround Slows
  • The Trouble With Rural Housing Is...
  • Upcoming Webinars

October 19, 2016

  • TLTA Members Meet With Urban Recorders Alliance to Discuss Predictable Recording Fees Movement
  • TLTA Submits Letter to CFPB On Proposed TRID Changes
  • CFPB May Have Strong Grounds to Challenge Court Ruling
  • Institute On Track to Sell Out – Register Today!
  • Upcoming Webinars

October 12, 2016

  • TLTA Awarded Texas Historical Commission Governor’s Award for Historic Preservation
  • CFPB Structure Ruled Unconstitutional; Bureau Disputes Opinion, Appeal Expected 
  • TRID: One Year Later
  • Save the Date for the 2017 Day at the Capitol: Feb. 13-14
  • The Homebuyer Outreach Program: One Great Message Available in Two Languages!
  • Take the Dateline Austin Survey
  • Upcoming Webinars

October 5, 2016

  • ALTA Consumer Survey Shows 40 Percent Confused by Title Fee Calculation on Closing Disclosure
  • Here's How the New Overtime Labor Law Will Change the Housing Industry
  • CFPB Surpasses 1 Million Complaints Handled
  • Don't Miss the HOP Workshop at Institute!
  • Upcoming Webinars

September 28, 2016

  • TAB Removes Title Insurance From Legislative Priorities; Battle Far From Over
  • Final Reminder: Agent Statistical Data Reports and T-S1 Forms Due Sept. 30
  • ALTA Board Approves Final Changes to Best Practices
  • The New Normal: Time to Close Settles at 46 Days
  • Mortgage Fraud Rising Most in Low Down Payment Loans
  • Upcoming Webinars

September 21, 2016

  • A Detailed Analysis of the Financial CHOICE Act and Its Possible Effects
  • Proposed TRID Changes Being Reviewed By TLTA – Your Input Requested
  • Reminder: Agent Statistical Data Reports Due Sept. 30
  • T-S1 Form Due to TDI Title Examinations Department by Sept. 30, 2016
  • "The Best Money I Have Spent in a Long Time"
  • Have You Registered for the Institute and Checked Out the Brand-New Pre-Institute Program?
  • Upcoming Webinars

September 14, 2016

  • House Financial Services Committee Passes Bill to Overhaul Dodd-Frank Law
  • TDI Issues Call for Underwriter Statistical Data
  • FinCEN Addresses GTO Questions
  • National Lenders Discussing Remote Web Notarization Across the Country
  • Miss the TDI Experience Reporting Webinar? Watch the On-Demand Version
  • Book your room for the Institute today!
  • Upcoming Webinars

September 7, 2016

  • Are You Ready to Comply With TDI's Call for Agent Statistical Data by the Sept. 30 Deadline?
  • FinCEN Issues Advisory on E-Mail Compromise Fraud Schemes
  • Mortgage Defects Skyrocketing. The Cause? TRID
  • Mortgage Complaints Sit Lower on CFPB Complaint List
  • Title 101
  • Land Title Institute
  • Upcoming Webinars

August 31, 2016

  • Have You Checked Out the CFPB's New TRID Changes Website?
  • August’s 20 Hottest Housing Markets Include Waco and Dallas
  • Make Sure You're Ready to Comply With TDI's Call for Agent Statistical Data by the Sept. 30 Deadline
  • GSEs’ Revised Loan App Form Set for 2018 Launch
    Title 101
  • Land Title Institute
  • Upcoming Webinars

August 24, 2016

  • Explore TLTA's FinCEN GTO Information Online, Including Last Week's Free Webinar for Bexar County Transactions
  • New CFPB Website Helps Settlement Agents Navigate TRID Changes
  • Time to Worry? Time to Close a Loan Ticking Back Up
  • ALTA Ads on Title Insurance Importance Coming to Austin Airwaves
  • Have You Registered for TLTA's TDI Experience Reporting Webinar?
  • Upcoming Webinars

August 17, 2016

  • Join TLTA's Free Webinar This Thursday on FinCEN Order; Affects Bexar County
  • Transactions Starting Aug. 28
  • FHA and VA Change Policy on PACE Loans
  • TDI Issues Call for Agent Statistical Data
  • CFPB: TRID Comment Period Now Open
  • PHH Corp. v. CFPB: Six Issues to Watch
  • Upcoming Webinars

August 11, 2016

  • TLTA To Present Free Webinar Next Thursday on U.S. Treasury FinCEN Order Effective Aug. 28
  • TLTA President: "Small Businesses Will Suffer Under Proposed Title Insurance Changes"
  • CFPB Publishes 900-Page Final Rule on Mortgage Servicing
  • Cyber Crooks Prowl Dallas’ Hot Home Market With Buyer Scams
  • CFPB’s Arbitration Rule Gets Backing From 65 House Democrats
  • Upcoming Webinars

August 4, 2016

  • CFPB Proposes Updates to TRID; Simultaneous Issue Problem Not Addressed
  • U.S. Treasury Order Affects Title Companies in Bexar County; Requirements Go Into Effect Aug. 28, 2016
  • CFPB Issues Updated TRID Webinar Question Index
  • Happy Five-Year Anniversary, CFPB! Will You Make It to Six?
  • Register for Owning and Managing a Texas Title Agency
  • Upcoming Webinars

July 27, 2016

  • Reminder: All Guaranty Fees Collected in Q2 Must Be Remitted by Aug. 1
  • TDI Quarterly Audit Results Published
  • Comment Period for ALTA Best Practices Changes and Maturity Model Closes Friday
  • FHA to Insure Mortgages on Certain Properties With PACE Assessments
  • Register for Owning and Managing a Texas Title Agency
  • Upcoming Webinars

July 20, 2016

  • Hensarling Proposes Reform to Dodd-Frank; Would Dramatically Impact CFPB
  • Big Spring Bank Loses Part of Case Challenging Cordray's Authority
  • Mortgage Industry Struggles to Avoid Vendor Management Land Mines
  • Houston and Texas Ranked High for Corporate, Community Sustainability
  • Have You Registered for Owning and Managing a Texas Title Agency?
  • Upcoming Webinars

July 13, 2016

  • Corrections Made to TDI's 2014 Agent Statistical Data Report and Update on Call for 2015 Statistical Data
  • ALTA Sends CFPB Letter Expressing Three Recommendations for TRID
  • TLTAPAC Fundraising Tops $641,000!
  • CFPB: Compliance Management Deficiencies Linger
  • The Brexit Impact Is Real: Refis Jump to 18-Month High
  • Don't Miss Owning and Managing a Texas Title Agency

July 6, 2016

  • ALTA Board Approves Both Best Practices Maturity Model to Help Measure Compliance and Modifications to Best Practices
  • PHH Says Supreme Court Ruling Helps Case Against CFPB
  • Owning and Managing a Texas Title Agency – Register Today
  • ALTA to Hold Webinar on Title and Escrow Companies and Overtime

June 29, 2016

  • User-Friendly Basic Manual Project Nears End of Phase One – Many Thanks to the Basic Manual Task Force!
  • TDI Releases 2014 Agent Statistical Data
  • San Jacinto Title Services of Texas Joins the One Hundred Percent Club
  • ALTA Board Approves Both Best Practices Maturity Model to Help Measure Compliance and Modifications to Best Practices
  • FSOC Recommends Housing Finance Reform
  • Brexit's Impact on the Housing Market
  • Help TLTAPAC Reach Its Goal!

June 22, 2016

  • Hensarling's Proposed Dodd-Frank Alternative Begins Circulating
  • Thanks for a Great Conference!
  • Help TLTAPAC Reach Its Goal!
  • First National Title Insurance Joins the One Hundred Percent Club
  • Sizing Up the CFPB's Favorite Enforcement Targets
  • Mortgage Companies Hiring for Job That Shouldn't Exist

June 8, 2016

  • The CFPB Needs to Fix This Title Insurance Issue With TRID
  • House Bill Would Curb CFPB Authority, Replace Cordray
  • Lone Star Title Company and Reagan County Abstract & Title Company Join the One Hundred Percent Club
  • Closing Problems Causing the Most Delays

June 1, 2016

  • More Proposed CFPB Reforms Clear Subcommittee
  • Three Texas Cities Make U-Haul's List of Top Destination Cities
  • An Industry on Bated Breath for PHH v. CFPB
  • 'CFPB Bullied Me' into $85K Settlement: Former Wells Fargo Officer
  • Upcoming Webinars

May 25, 2016

  • TLTA Delegation Attends ALTA Federal Affairs Conference in D.C.
  • Last Night's Primary Runoff Results
  • U.S. Rep. French Hill: CFPB Must Provide More Detail Before Going Retail on Know Before You Owe
  • Congratulations to Corridor Title, First to Join the One Hundred Percent Club!
  • Get Your Tickets for the TLTAPAC Closing Breakfast at Conference
  • Upcoming Webinars

May 18, 2016

  • CFPB Issues Annotated Versions of the Loan Estimate and Closing Disclosure
  • Agency Seeks Input From Public on Possible Fixes for Controversial Home Closing Rules
  • Did TRID Offer Large Lenders a Helping Hand?
  • While on Capitol Hill, Remember ‘Why We Protect’
  • Upcoming Webinars

May 10, 2016

  • The CFPB’s Tough Month of April
  • Fight Back Against Misinformation About the Texas Title Industry
  • TRID Webinar on Post-Effective Date Questions and Guidance Now Available Online
  • Upcoming Webinars

May 3, 2016

  • CFPB to Consider Possible Changes to TRID
  • Lawmaker Pushes for Next Step in CFPB Reform
  • Average Time to Close a Loan Plummets to 46 Days
  • Hotel Rooms Selling Out for Annual Conference; Make Your Reservation Today
  • Upcoming Webinars

April 27, 2016

  • TDI Quarterly Audit Results Published
  • How to Disclose Flood Insurance on Loan Estimate and Closing Disclosure
  • Can a Verbal Agreement Over Inheritance Be Enforced in Texas?
  • Upcoming Webinars

April 20, 2016

  • Takeaways From Inter-Industry TRID Roundtable Hosted by TLTA
  • Don't Miss Speaker Straus' Keynote Address at Conference!
  • Appeals Court Questions Constitutionality of CFPB
  • CFPB Says Owner’s Policy May Be Disclosed as Negative Number Under TRID
  • Texas Housing and Economy Updates
  • Upcoming Webinars

April 13, 2016

  • Explore TLTA's New Texas Title Insurance Works Toolbox
  • Nominate Someone to Serve on the TLTAPAC  Board of Trustees
  • CFPB Approach to Disclose Title Fees on Mortgage Disclosures Not ‘Transparent,’ ‘Practical’ or ‘Accurate’ as Director Cordray Believes
  • Oil Price Collapse: Is the Worst of Its Impact Over?
  • Four Reasons Why Lenders Will Soon Embrace E-Closings
  • Landmark PHH Court Battle Against CFPB About to Begin
  • Upcoming Webinars

April 6, 2016

  • Governor Abbott Reappoints Beck as Public Counsel for the Office of Public Insurance Counsel
  • Settlement Agents Must Provide Seller Closing Information to Lender
  • CFPB To Hold New Webinar on TRID
  • Congress to Test CFPB Director Again
  • CFPB Updates Guides to Reflect Changes to Rural-or-Underserved Provisions
  • Here Are Some Examples of Common TRID Errors
  • Upcoming Webinars

March 30, 2016

  • Guaranty Fee Back Into Effect This Week: Read Important New Clarifications and Guidance From TTIGA and TDI
  • Update to TDI Licensing Forms
  • Commissioner Mattax Appoints Three to Texas Title Insurance Guaranty Association Board of Directors
  • CFPB Webinar Available
  • Deciphering TRID Through Communication
  • Ellie Mae CEO: Initial Discomfort of TRID Now Over
  • Upcoming Webinars

March 23, 2016

  • Cordray: CFPB Will Provide Further TRID Guidance
  • CFPB Webinar: Know Before You Owe Mortgage Disclosure Rule: Post-Effective Date Questions and Guidance
  • Texas A&M Real Estate Center Discusses Transfer on Death Deed
  • Upcoming Webinars

March 16, 2016

  • TLTA Op-Ed and Letters to the Editor Respond to TAB/TPPF Press
  • Sen. Bob Corker Writes Letter to CFPB Expressing TRID Concerns
  • ABA Survey Quantifies TRID Costs, Delays
  • CFPB Director: Mortgage Credit is “Still Too Tight, In My View”
  • CBRE: Dallas-Fort Worth is the No. 3 Target Market for Real Estate Investors
  • CFPB Releases Latest Supervisory Highlights Report
  • Upcoming Webinars

March 9, 2016

  • Attack on Texas Title Insurance System Continues
  • Lenders Blocking Realty Agents From Buyers’ Closing Documents
  • Outlook for the Texas Economy
  • What Landowners Should Know About Setback Rules for Pipelines and Oil Rigs
  • Miss the Land Title School of Texas? Sign Up for Summer School!
  • Upcoming Webinars

March 2, 2016

  • Update on Guaranty Fee: Applies to All Transactions Closed On or After April 1
  • Recap on Texas Election Results: By the Numbers
  • TREC Agency Strategic Planning Listening Tour Dates Announced; TLTA Members Encouraged to Attend
  • Google Shuttering Mortgage Comparison Tool
  • Upcoming Webinars

February 24, 2016

  • CFPB Pledges Leeway in Early TRID Exams
  • Upcoming Deadlines for Owners/Managers 
  • The TRID Ripples: Time to Close Mortgage Loans Continues to Rise
  • Don't Forget to Vote!
  • Upcoming Webinars

February 17, 2016

  • Guaranty Fee Reinstated at $3 Per Policy, Effective April 1
  • TRID: How Long Will the Pain Last?
  • Economics Panel: Texas Housing, Office Markets Strong Despite Oil Prices
  • Upcoming Webinars

February 11, 2016

  • TLTA Defends Texas Rate-Setting Structure
  • TDI Clarifies Form T-S4: Required From Underwriters but not Agents
  • CFPB Corrects Typo Regarding Property-Related Costs
  • Texas Court Finds in Favor of MERS
  • Update From the TLTA Legislative Committee
  • Upcoming Webinars

February 3, 2016

  • Update on Texas Association of Business/Texas Public Policy Foundation Attack
  • TDI Quarterly Audit Results Published
  • CFPB Announces New Webinar to Address TRID Questions
  • Court Case Challenges CFPB's Power
  • TRID: A Thorn in the Mortgage Industry's Side
  • Upcoming Webinars

January 27, 2016

  • Clarification From TDI on ALTA Form, Closing Disclosure and Texas Disclosure
  • MBA: How Will Oil Concerns Impact Housing?
  • Economist: TRID Is Not Affecting Housing Market Potential
  • Upcoming Webinars

January 20, 2016

  • ALTA: TRID Hiccups Percolate
  • New Requirements for Title Agents in New York, Florida Due to Illegal Home Purchases
  • CFPB Nearly Doubled Enforcement Actions in 2015
  • Fitch: U.S. CFPB Addresses TRID Compliance Concerns
  • ALTA, Trade Groups Share Concerns over Proposed FHFA Borrower Survey
  • Upcoming Webinars

January 13, 2016

  • CFPB Issues Fact Sheet on Construction Loan Disclosures
  • TRID Impacting Fulfillment Centers
  • Crude Keeps Plunging, Threatening to Drag Down Houston's Residential Real Estate Market With It
  • CFPB Updates
  • Early Registration and Hotel Discount Rate for Land Title School End Friday; Sell-Out Is Expected

January 6, 2016

  • CFPB Further Clarifies TRID Rules, Including Third Party Liability
  • Basic Manual Changes Went Into Effect January 1 – Order Updated Version Now
  • TRID Myth Busters: What You Need to Know When Sharing Closing Documents
  • Dodd-Frank Regs Weighing on Community Banks, Credit Unions
  • 10 Things That Will Keep Originators on Their Toes in 2016
  • Upcoming Webinars