Dateline

The Dateline Austin newsletter goes out via email every week to TLTA members and covers the latest important regulatory and legislative updates title professionals need to know about.


2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007

2015


December 29, 2015

  • Notary Seal Update: Proposed Rule § 87.4 in Texas Register 
  • Wary Investors Kicking Back More Mortgages
  • How TRID Will Affect Lenders' Processes, Volume in 2016
  • Freddie Mac's Five Housing Predictions for 2016
  • Lenders Easing Up on Borrowing 'Naughty' List?
  • Upcoming Webinars

December 17, 2015

  • Dateline Austin Will Be Off for the Holidays
  • New TREC Forms Addressing TRID Go Into Effect January 1st
  • Reports Indicate 90 Percent of Mortgage Applications May Have TRID Errors
  • It's Not Just MSAs: Barclay's Warns CFPB Is Looking at all Referrals
  • CFPB Pushes Back in PHH Lawsuit Over Marketing Agreements
  • Requirements for Delivery of the Closing Disclosure
  • Community Lender Confidential: Why TRID Is Far Worse Than Anyone Thought
  • Expected Fed Hike Boosts Mortgage Applications
  • Upcoming Webinars

December 9, 2015

  • TLTA and Texas Banking Trade Associations Sign Letter Asking House Leadership to Pass Hold Harmless Legislation
  • Notary Seal
  • Update ALTA Reaches Out to CFPB for Guidance on TRID, Vendor Management
  • New Disclosure Rules for Mortgages Prove to be a Headache, But Not for All
  • Upcoming Webinars

December 2, 2015

  • ALTA Approves Revisions to Minimum Standard Detail Requirements for Surveys
  • TRID is a Real Obstacle to Mortgage Process
  • Lew Vows to Resist Congressional Maneuvers to Weaken Dodd-Frank
  • FHFA Announces 2016 Conforming Loan Limits
  • Dateline Austin Survey Results: TRID Is Making the Closing Process Longer – But Is it a Permanent Change?
  • Upcoming Webinars

November 25, 2015

  • Dateline Austin Survey: Let's Talk TRID
  • Recent Promotions and a Retirement at TDI
  • State Bar Addresses the Transfer on Death Deed Kit
  • Go Back to School With TLTA!
  • Upcoming Webinars

November 19, 2015

  • Update on Notary Seal Issue Issues
  • Associated with Providing a Copy of the CD to Realtors
  • PHH Kickbacks Case to Test Scope of CFPB Enforcement Authority
  • CFPB Releases 2016 Lists of Rural Counties and Rural or Underserved Counties
  • Introducing the TLTAPAC One Hundred Club
  • TLTAbay Raises $22,500!
  • Help Us Serve You Better: Take Dateline Austin's Survey
  • Upcoming Webinars

November 11, 2015

  • Texas Disclosure (Form T-64) Questions and Answers
  • TREC Approves New Forms Addressing TRID
  • Want to Brand Our TRID101 Flyer With Your Company Logo?Now You Can!
  • Judge Dismisses Austin's Tax Lawsuit Against the State
  • Speaker Straus Releases Texas House of Representatives Interim Charges, 84th Legislature
  • Home-Loan Borrowers Bypass the Banks
  • Lenders Are Rethinking Their Priorities in a Post-TRID World

November 4, 2015

  • New Notary Seal Requirement: What You Need to Know
  • Proposition 1 Passes With 87% Support
  • Crystal Knoll Terrace Homeowners Shocked When Mortgage Company Claims Lien Against Their Titles 
  • TDI Quarterly Audit Results Published
  • Bank of America Reaches $335 Million Settlement over Mortgages, MERS
  • Paxton Files to Intervene in Austin Tax Lawsuit
  • TRID Updates From Around the Internet
  • TLTAbay Bidding Is Now Underway
  • Upcoming Webinars

October 28, 2015

  • Proposed TREC Changes Address TRID Issue
  • CFPB Warning: Cordray 'Disturbed by Reports' of TRID Implementation
  • First TRID-Based Loans Underway
  • Last Call for TLTAbay! Donation Deadline is Friday, Oct. 23rd
  • Upcoming Webinars

October 21, 2015

  • Passing Through 3rd Party Expenses and TRID Portal Fees
  • Lt. Governor's Final Set of Interim Charges Includes Study of Property Tax Liens on Foreclosures
  • New Rules for Lenders Seem to be Raising Costs for Mortgage Customers
  • Questions Arise on How the TRID Transitional Period Works
  • Are You Ready for TLTAbay?
  • Upcoming Webinars

October 14, 2015

  • Important Updates and Clarification to our Compliance FAQ
  • TRID 101: Top 10 Ways You Can Educate Your Clients
  • CFPB Issues Bulletin on Marketing Services Agreements
  • Data Call: 2014 Underwriter Experience Report Due December 2
  • Questions Arise on How the TRID Transitional Period Works for Civil Liability
  • TDI Actuary Boerner Wins National Award
  • Upcoming Webinars

October 7, 2015

  • Title Insurance Agency Hit with $200k CFPB Fine
  • GAO Report on CFPB Notes Concerns About Consumer Privacy and Security
  • Why the Next Pick for U.S. Attorney General has Huge Implications for the Housing Industry
  • Conventional Loans Dominate U.S. Mortgage Market
  • Upcoming Hot Topic Webinars

September 30, 2015

  • Wells Fargo Announces Plans for the New CFPB Closing Disclosure
  • CFPB Fines Bank $37.5 Million for Illegal Mortgage Servicing
  • Third RESPA-TILA FAQ Webinar to Be Held This Wednesday, Oct 1
  • Castro Pushes for Housing Finance Reform Legislation
  • Upcoming Hot Topic Webinars

September 23, 2015

  • Group of Over One Dozen Trade Groups Urge CFPB to Provide More Guidance on RESPA-TILA Implementation
  • ALTA Provides Comments to CFPB on Proposed Expansion of its Consumer Complaint Database
  • The Mortgage Choice Act Passes the House as Part of a Larger Package Deal
  • Reminder: CFPB Hosts Webinar: Frequently Asked Questions on TILA-RESPA Integrated Disclosures , Part 3, Wednesday Oct 1
  • Upcoming Hot Topic Webinars

September 16, 2015

  • CFPB Issues Updated Compliance Guides, Disclosures Timing Example, and Presents Webinars
  • CFPB Chief: Prepare for New Mortgage Regs
  • Former CFPB Counsel Talks Disclosure Forms
  • Upcoming Hot Topic Webinars

September 9, 2015

  • CFPB Issues Updated TILA-RESPA Compliance Guides
  • US Senate Banking Chiefs Tout Savings In GSE Overhaul Bill
  • Millennials: The Housing Editions
  • Upcoming Hot Topic Webinars

September 2, 2015

  • TDI Enforcement Cases for July 2015
  • House Hunting Season — 6 Key Trends That Search Reveals
  • What's Next for Fannie and Freddy?
  • Upcoming Hot Topic Webinars

August 26, 2015

  • CFPB Announces Companies Who Will Participate in E-closing Pilot Program
  • Survey Shows Average Mortgage Closing Time Hits Three-Year Low
  • Freddie Mac: 3 Reasons Lending Will Hit Lows Not Seen Since 2000
  • Upcoming Hot Topic Webinars

August 20, 2015

  • The Top 10 Critical Issues Facing GSE Reform
  • Overall Economic Outlook Positive, But Housing Loses Momentum
  • How to Avoid CFPB Violations - Recapping TILA-RESPA Tolerances
  • Fed Reserve to Host Webinar on New Integrated Disclosures

August 12, 2015

  • Basic Manual Review Task Force Meets in Austin
  • TDI Responds to Growth in Agent Licenses
  • FHA Commissioner Stepping Down for University of California Post
  • Fed Reserve to Host Webinar on New Integrated Disclosures

August 5, 2015

  • Industry Representatives Meet with CFPB to Discuss New Disclosure Implementation
  • Fed Reserve to Host Webinar on New Integrated Disclosures
  • Texas Housing Market Finally Sees Increase in Inventory
  • We Need Your Feedback Regarding District Clerk Records
  • Don't Miss This Unique Opportunity for Title Company Owners & Managers
  • Upcoming Hot Topic Webinars!

July 29, 2015

  • A Closer Look at TDI Enforcement Cases in April — June 2015
  • TDI Quarterly Audit Results Published
  • Upcoming Hot Topic Webinar!

July 22, 2015

  • CFPB to Host Field Hearing in El Paso
  • ALTA Releases Second Best Practices Readiness Guide
  • TDI Makes Minor Modifications to Title Licensing Forms
  • Upcoming Hot Topic Webinar!

July 15, 2015

  • CFPB to Host Field Hearing in El Paso Tomorrow
  • Senate Approves Castro as HUD Secretary
  • Citigroup Reaches $7 Billion Settlement
  • Upcoming Hot Topic Webinar!

July 8, 2015

  • TLTA Regulatory Committee Discusses Potential Rule Hearing Items
  • CFPB: Heirs Can Be Added to Mortgage Without Triggering ATR
  • Millennials Will Soon Be a Force to Be Reckoned With in Housing Markets

July 1, 2015

  • We Did It TLTAPAC Fundraising Record Tops $200,000!
  • Agent Minimum Capitalization Requirements Go Into Effect Tomorrow
  • Tax Writers Hope to Stabilize Housing Industry
  • Numbers Game: TILA-REPSA Timeline

June 25, 2015

  • Agent Minimum Capitalization Requirements Go Into Effect July 3
  • Wells Fargo Details Disclosure Reform for Settlement Agents
  • Housing Inventory Jumps 11.8% but First-time Buyers Still Locked Out

June 10, 2015

  • TDI Commissioner Julia Rathgeber Addresses TLTA Annual Conference
  • CFPB Charges Stonebridge Title Services for RESPA Violation
  • Bert Massey Classic Golf Tournament a Huge Success!
  • Congrats TLTAPAC Live Auction Winners!
  • Upcoming Hot Topic Webinar!

June 3, 2015

  • U.S. House Passes Mortgage Choice Act
  • Fifth Circuit Casts Doubt on Borrower's Resurrection of Time Barred Defenses
  • Don't Miss Theses Conference TLTAPAC Events Register Now!
  • Upcoming Hot Topic Webinar!

May 28, 2015

  • CFPB Fines Real Estate Firm for Steering Consumers to Title Affiliate
  • TLTA Hosts Meeting With County & District Clerks Association
  • GSE Reform Faces Uncertain Future
  • Don't Miss These TLTA Conference TLTAPAC Events
  • Upcoming Hot Topic Webinar!

May 20, 2015

  • TREC Form Changes Affecting Survey Coverage Take Effect June 1
  • Here's How to Submit T-S Forms to TDI
  • ALTA President Testifies Before Congress at CFPB Hearing
  • Tea Part Conservatives Win Top GOP Runoff Contests

May 13, 2015

  • Changes Proposed to TREC's Minerals Addendum
  • San Antonio Mayor Julian Castro to Become HUD Secretary
  • MCLE Courses Must Be Registered With TDI in 2015 to Receive Escrow Credit
  • Submit Title Agent Update Form With License Cancellations

May 6, 2015

  • TREC Adopts Changes to Forms Addressing Title Policy
  • Nominate Someone to Serve on the TLTAPAC Board of Trustees
  • Submit Quarterly Withholding Report to TDI by May 15
  • Register for These Upcoming Hot Topic Webinars
  • TDI Quarterly Audit Results Published

April 29, 2015

  • TLTA Hosts Inter-Industry Discussion of New CFPB Combined Disclosure Rule
  • TREC Adopts Changes to Forms Addressing Title Policy
  • Deed Scams Mire Late Philanthropist's Plans in Legal Mess
  • Submit Quarterly Withholding Report to TDI by May 15

April 22, 2015

  • TLTA Inter-Industry Meeting Will Discuss New Combined Disclosure Rule
  • Watch CFPB Forum on Mortgage Closing Process
  • CFPB Issues Guide for Completing Integrated Disclosure Forms
  • Underwriter Experience Reports Now Available
  • Submit Quarterly Withholding Report to TDI by May 15

April 15, 2015

  • CFPB to Host Forum on Mortgage Closing Process
  • New TLTA Minimum Capitalization Guide Helps You Stay Compliant
  • Have an Issue You Want the TLTA Legislative Committee to Study?
  • Register for These Upcoming Hot Topic Webinars

April 8, 2015

  • Reminder: Submit GARC to TTIGA by May 1
  • Overview of the Homeowner Flood Insurance Affordability Act
  • National Housing Conference Denounces Anti-GSE Reform Attack Ads
  • Register for These Upcoming Hot Topic Webinars

April 1, 2015

  • CFPB Issues Compliance Guide for Integrated Disclosure Rule
  • Bill to Replace Fannie, Freddie with New Housing Loan Structure
  • Part II: A Closer Look at the CFPB and Recent RESPA Enforcement Actions
  • Breaking Down the Three GSE Reform Measures

March 25, 2015

  • U.S. House Committee Chairman Outlines Tax Reform Hearing Plans
  • President Obama Signs Flood Insurance Relief Bill
  • A Closer Look at the CFPB and Recent RESPA Enforcement Actions
  • Parting FHFA Director DeMarco Gives Ones Last Call for GSE Reform
March 18, 2015
  • New GSE Reform Draft Proposal Includes Title Insurance Requirement
  • Use New TDI Licensing Forms to Avoid Processing Delays
  • TLTA Regulatory Committee Meets in Austin
  • Hensarling Calls on CFPB to Open Closed Meetings
  • Register for These Upcoming Hot Topic Webinars

March 11, 2015

  • Wells Fargo Endorses ALTA's Best Practices
  • Important Agent Licensing Updates 
  • Home Equity Loans - Plan Your Strategy Before Filing That Proof of Claim
  • Senate Leaders Seek to Pass House Flood Insurance Bill
  • Register for These Upcoming Hot Topic Webinars

March 4, 2015

  • Important Clarifications About New Agent License Numbers & License Renewal
  • TDI Developing Implementation Steps and Guidance for Minimum Capitalization Requirements
  • A Run Down of the Runoffs on the May 27 Ballot
  • 1st Alliance Lending Turns Itself In To CFPB
  • Register for These Upcoming Hot Topic Webinars
  • TDI Quarterly Audit Results Published

February 25, 2015

  • Realtors Face Class Action RESPA Suit
  • Congressional Republicans Mull Bill to Add CFPB Oversight
  • What's Keeping You Awake at Night
  • 'Window Closing' for Housing Reform Bill This Year, MBA Chief Says
  • Register for These Upcoming Hot Topic Webinars

February 18, 2015

  • TLTA's Legislative Agenda Updated
  • New Corrections Instruments Template Approved
  • State Rep. Menendez Wins in SD-26
  • CFPB Proposed Rule Expands Definition of "Small Creditor" & Rural Areas"
  • U.S. Housing Secretary Defends Reduction in Mortgage Insurance Fees
  • CFPB Took Action Against NewDay Financial
  • ALTA Says CFPB Complaint Portal Needs Work
  • To See the Benefits of TILA-RESPA, Stay Positive
  • Five Servicers to Pay $123 Million to Service Members for Unlawful Foreclosures

February 11, 2015

  • Trouble Explaining Title Insurance?
  • Why New CFPB Closing Form is Driving Lenders 'Crazy'
  • Bill Filed to Change Nonjudicial Foreclosure Requirements
  • Freddie Mac: The Return of the Refinance Market
  • Mortgage Choice Act Reintroduced in Congress 
  • New Data Security Bill Introduced in Congress
  • House Bill Would Cap CFPB Budget
  • TLTA Presents RESPA/TILA Training Series

February 5, 2015

  • TLTA Day at the Capitol a Huge Success
  • Texas House Assignments Announced
  • Lessons From the CFPB/Wells/Chase Order
  • Mortgage Choice Act Reintroduced in Congress 
  • Federal Reserve Won't Raise Interest Rates Before June, at Earliest
  • CFPB Wants More Mortgages in Underserved Areas
  • TLTA Presents RESPA/TILA Training Series
  • Upcoming Webinars

January 28, 2015

  • CFPB Takes Action Against Wells Fargo and JPMorgan Chase for Illegal Mortgage Kickbacks
  • TDI Quarterly Audit Results Published
  • Consumer Alert - TDI Warns Consumers of Timeshare Fraud
  • Patrick Sets Senate Committees
  • Top 3 Reasons Real Estate Transactions Depend on Title Insurance Agents
  • TLTA Presents RESPA/TILA Training Series
  • Day at the Capitol
  • Upcoming Webinars

January 23, 2015

  • TLTA works with TDI to develop Texas Disclosure Form
  • TLTA Urges CFPB to Correct Simultaneous Issue Conflict
  • U.S. Supreme Court Backs Borrowers' Right to Rescind Certain Mortgages
  • Dotzour Talks Home Prices, Construction and Housing's Impact on Texas Economy
  • Nearly Half of Homebuyers Don't Shop Around for Mortgages
  • A Strategy in the Fight Over Dodd-Frank: Go Big
  • Lawmaker Urges CFPB to Abandon Office Renovation Plans
  • Day at the Capitol
  • TLTA Presents RESPA/TILA Training Series
  • Upcoming Webinars

January 14, 2015

  • It's Opening Week for the 84th Legislature!
  • Former Abbott Deputy Named Insurance Commissioner
  • Day at the Capitol: Hotel Deadline Extended to Jan. 16 - Sign Up Now!
  • Hegar: "Moderate Expansion" of Economy is Expected
  • Obama to Cut FHA Mortgage Insurance Premiums to Boost Homeownership
  • CFPB Appoints Enforcement Chief
  • Kicking Dodd-Frank in the Teeth
  • Obama Signs TRIA Despite Dodd-Frank Provision
  • CFPB Launches Owning a Home
  • Upcoming Webinars

January 7, 2015

  • And so it begins… 
  • Day at the Capitol: Hotel Deadline is Jan. 12: Sign Up Now!
  • Mortgage Compliance Magazine Dedicates Full Issue to TILA-RESPA
  • Short Sale Tax Break Signed Into Law
  • Five Things to Watch in Housing in 2015