Dateline

The Dateline Austin newsletter goes out via email every week to TLTA members and covers the latest important regulatory and legislative updates title professionals need to know about.


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2013


December 20, 2013

  • Lenders Brace for QM
  • CFPB Updates Readiness Guide for Revised Mortgage Rules
  • Basic Manual Changes Less Than Two Weeks Away
  • Upcoming Hot Topic Webinars

December 11, 2013

  • Beware of Confusing These Two Fees
  • Case Review: Home Equity Loans With Borrower's Non-Compliance Complaints
  • Basic Manual Changes Coming in January
  • Upcoming Webinars on New TDI Requirements

December 4, 2013

  • Guaranty Recoupment Charge Ruling Expected Soon
  • Texas Housing Market Reacts to Massive Influx of New Residents
  • Basic Manual Changes Coming in January
  • Upcoming Webinars on New TDI Requirements

November 27, 2013

  • CFPB Finalizes "Know Before You Owe" Campaign
  • Report: Big Shift in US Housing Market in 2014
  • Upcoming TLTA Hot Topic Webinars – Register Today!

November 20, 2013

  • CFPB Releases Final Rule on Combined Mortgage Disclosures
  • TLTA Represents Industry at Hearing to Determine Recoupment Fee
  • Record Breaking Year for TLTAbay —over $24,000 Raised!
  • Guidelines Help Heirs Assume and Modify Loans
  • Upcoming TLTA Hot Topic Webinars – Register Today!

November 13, 2013

  • TLTA to Represent Industry at Hearing to Determine Recoupment Fee
  • TLTAbay Closes Tomorrow – Get a Great Deal Today
  • CFPB to Host Public Hearing on Combined Mortgage Disclosure Rule
  • Analysts Say Government Should Continue ‘Significant’ Role in Housing
  • Upcoming TLTA Hot Topic Webinars – Register Today! 

November 6, 2013

  • CFPB to Host Public Hearing on Combined Mortgage Disclosure Rule
  • TLTAbay Opens Tomorrow – Check Out the Items and Get Registered!
  • Texas Voters Approve Nine Constitutional Amendments
  • Former Title Company Owner Wins Virginia Governors Race

October 30, 2013

  • Title Industry Responds to Consumer Groups’ Attack on Title Insurance
  • No U.S. Mortgage Limit Changes Before Spring: FHFA
  • CFPB Releases Basic Guide for Lenders on Qualified Mortgages
  • TDI Quarterly Audit Results Published

October 23, 2013

  • CFPB Releases Small Entity Compliance Guide for QRM Rule
  • One-Fifth of Today’s Mortgage Loans Don’t Meet QM Standards
  • TLTA’s Website Will Be Down This Week
  • The TLTAPAC Needs Your Help – Donate to TLTAbay Today!
  • Commissioner Signs Rule Order, Basic Manual Changes Coming
  • Upcoming TLTA Hot Topic Webinars

October 16, 2013

  • TDI Commissioner Signs Rule Order Addressing 71 Agenda Items
  • TDI Schedules Informal Public Meeting Prior to November Southern Title Recoupment Fee Hearing
  • CFPB Releases New Mortgage Servicing Bulletin and Interim Final Rule
  • Upcoming TLTA Hot Topic Webinars

October 9, 2013

  • TDI Rule Order Addressing Over 70 Agenda Items Expected Soon
  • NAHB: Texas Housing Markets Returning to Pre-Recessionary Levels
  • Upcoming TLTA Hot Topic Webinars

October 2, 2013

  • Government Shutdown Starts to Slow Lending Activity
  • HUD Proposes New Definition of Qualified Mortgage
  • The TLTAPAC Needs Your Help – Donate to TLTAbay Today!
  • Upcoming TLTA Hot Topic Webinars – Register Today!

September 25, 2013

  • Rethinking Fannie, Freddie – and the 30-year Mortgage
  • Donate to TLTAbay – We Need Your Support
  • Sens. Corker, Warner Discuss GSE Reform with Zillow

September 18, 2013

  • CFPB Director: Settlement Disclosure Rule Implementation Will Take Some Time
  • Donate to TLTAbay – We Need Your Support
  • Cordray Tries to Ease Industry Concerns on Mortgage Rules
  • Top Senators Aim for Deal on Fannie
  • Freddie Reform by Year-end

September 11, 2013

  • TLTA Legislative & Regulatory Committees Meet in Austin
  • GSE Reform Unlikely Until 2014
  • Regulator Plans to Cut Maximum Amount for Freddie
  • Fannie Mortgages, Texas Land Title Institute Now Open for Registration
  • When an HOA Forecloses

September 4, 2013

  • Revised Qualified Mortgage Rule Proposal Introduced
  • Analysts Weigh in on Potential Impact of Proposed QRM Rule
  • FHA Change Eases Buyer's Wait Time
  • Interest Rates, the Fed, and the Housing Market Recovery
  • TLTA Live Webinar: Divorce and the Real Estate Process

August 28, 2013

  • New Laws Go Into Effect Sept. 1
  • TLTA Leaders Meet With New Insurance Commissioner
  • CFPB Updates Small Entity Compliance Guide
  • TLTA Live webinar: Divorce and the Real Estate Process
  • All Challenge to All Escrow Officers

August 21, 2013

  • HUD Takes a Wait and See Approach on Eminent Domain
  • Fannie Mae, Freddie Mac Delaying Write-offs of Delinquent Mortgages
  • TLTA Live Webinar: Divorce and the Real Estate Process
  • A Challenge to All Escrow Officers!

August 14, 2013

  • Obama Outlines Plans for Fannie Mae and Freddie Mac
  • FHFA Seeks Input on GSE Reform
  • Don’t Miss These Upcoming TLTA Webinars
  • Agent and Underwriter Statistical Data Due to TDI

August 7, 2013

  • Lawmakers Pass Roads Cash Plan
  • Adjourn Special Session
  • ALTA and TLTA Continue Meeting With CFPB
  • Bankrate.com Issues Annual Closing Cost Comparison
  • Agent Underwriter Statistical Data Due to TDI

July 31, 2013

  • TLTAPAC Raises Record Amount
  • TDI Has Issued Separate Calls for Agent and Underwriter Data
  • TLTA Webinar: New Laws, New Requirements
  • FHA Commissioner Fields Questions on Agency’s Solvency
  • TDI Quarterly Audit Results Published

July 24, 2013

  • Title Insurance Requirement Part of Proposed GSE Reform Legislation
  • Wells Fargo Exec: ALTA Best Practices 'Good Step' in Reducing Lender Liability
  • ALTA Updates Best Practices
  • Develops Assessment & Certification Package
  • Texas Department of Insurance Seeks Deputy Commissioner
  • TLTA Webinar: New Laws, New Requirements; What You Need to Know

July 10, 2013

  • CFPB Releases Mortgage Rules Readiness Guide
  • Rick Perry Won’t Run for Re-election
  • TLTA Webinar: Lien on Me – Understanding Lien Priorities
  • TDI Has Issued Separate Calls for Agent and Underwriter Statistical Data

July 3, 2013

  • CFPB Director Acknowledges Concerns with 3-Day Rule
  • TDI Has Issued Separate Calls for Agent and Underwriter Statistical Data
  • Senator Asks GAO to Study Consumer Bureau Data Collection
  • Citi to Pay Fannie $968 Million to Settle Mortgage Claims
  • Updates Expected Soon to the Basic Manual

June 26, 2013

  • Title Insurance Requirement Included in GSE Reform Bill
  • TDI Has Issued Separate Calls for Agent and Underwriter Statistical Data
  • TX Supreme Court Ruling Affects Certain Transactions
  • Supreme Court Move Complicates Cordray Confirmation
  • Congrats TLTAPAC Live Auction Winners!

June 19, 2013

  • TDI Issues Calls for Agent and Underwriter Statistical Data
  • TLTA Supported Legislation Signed Into Law
  • With Veto Dust Settled
  • Which Texas Bills Won and Lost?
  • CFPB Launches Mortgage Rule Implementation Page
  • The Rebirth of Fannie and Freddie

June 12, 2013

  • "Kumbaya Session" Becoming a Distant Memory
  • Water and Education Bills Take Next Steps
  • FHA Could Stop Charging Extra Interest on Mortgage Payoffs
  • TDI Call for Statistical Data Has Not Been Issued

June 5, 2013

  • Agenda Texas: Never a Quick Fix for Redistricting
  • Legislature Calls Field Hearings on Redistricting
  • Learn About New Lender Requirements
  • CFPB Update and More at TLTA's Annual Conference
  • TDI Call for Statistical Data Has Not Been Issued

May 29, 2013

  • Governor Perry Appoints Julia Rathgeber Commissioner of Insurance
  • TLTA Completes Successful Legislative Session
  • Waiver of Penalties & Interests on Omitted Property Legislation Passed
  • Correction Instrument Legislation Signed by Governor
  • Streamlining the Process for Deceased Borrowers Not Brought Up for Vote
  • Don't Miss These TLTAPAC Events at Conference!
  • Deadly Homes Present Quandary for Buyers, Sellers

May 22, 2013

  • Penalties and Interest on Omitted Property Legislation Passes
  • Correction Instrument Legislation Awaiting Governor's Signature
  • TLTA Submits Comments to TDI on Rule Proposal
  • TLTA Leaders Meets With CFPB & Texas Congressional Delegation in DC
  • CFPB Settles With Texas Builder on Kickbacks in Violation of RESPA
  • Don't Miss These TLTAPAC Events at Conference!

May 15, 2013

  • Pittman Article Receives Positive Attention for Title Insurance
  • TLTA-Sponsored Legislation Awaiting Approval
  • Correction Instrument Legislation Sent to the Governor
  • Bernanke to Update Congress on Economic Outlook May 22
  • Fed Official Calls for Tapering Bond Purchases

May 8, 2013

  • TLTA Responding to Recent Title Insurance Article
  • Correction Instrument Legislation Passed
  • TLTA-Sponsored Legislation Passes House Moves to Senate
  • Track the Progress of Legislation and Stay Informed
  • FHFA to Limit Fannie, Freddie to 'Qualified' Loans
  • Is Your Basic Manual Up to Date?

May 1, 2013

  • TLTA Affirmative Legislative Agenda Moving Forward
  • Changes Made Today to the Basic Manual
  • TDI Quarterly Audit Results Published

April 24, 2013

  • TLTA Affirmative Legislative Agenda Progressing Forward
  • House Financial Services Committee Refuses to Allow Consumer Bureau Chief to Testify
  • ALTA President Shares Importance of Title Insurance on NAR Radio Show
  • Updates Expected Soon to the Basic Manual

April 17, 2013

  • TLTA Affirmative Agenda Makes Its Way Through the Legislative Process
  • Trade Groups Urge CFPB to Extend Compliance Deadlines
  • House to Feds: Pressure Mexico to Release Water
  • Updates Expected Soon to the Basic Manual

April 10,2013

  • House Insurance Committee Considers "File & Use" Legislation
  • Most Americans Say Housing Crisis Isn't Over, Survey Finds
  • Four PMI Firms to Pay $15 Million in Penalties to the CFPB
  • A Challenge to All Escrow Officers!

April 3, 2013

  • Work Continues on Legislation That Could Impact the Industry
  • CFPB Launches Public Database of Consumer Financial Complaints
  • A Mortgage Practice Gets a Closer Look by Regulators
  • Updates Expected Soon to the Basic Manual

March 28, 2013

  • 3.8% Rate Increase Goes Into Effect May 1, 2013
  • Work Continues on Legislation That Could Impact the Industry
  • FDIC Launches National Program to Reserve Mineral Rights
  • Changes Coming Soon to the Basic Manual — Are You Ready?

March 20, 2013

  • TLTA Board Takes Positions on Bills That Could Impact the Industry
  • TLTA Affirmative Agenda Moving Through Legislative Process
  • U.S. Senate Banking Panel Backs Cordray on Party-Line Vote
  • White House Urged to Fire a Housing Regulator
  • Does Everyone in Your Office Have the Basic Manual Online?

March 13, 2013


  • Legislation Filed to Streamline and Improve the Title Industry
  • TLTA Suggests Improvements to CFPB's Testing of Proposed Forms
  • Lawmakers Grill Cordray in Duel Over Consumer Watchdog
  • Freddie Mac's Mortgage Portfolio Continues to Shrink
  • A Challenge to All Escrow Officers!

March 6, 2013

  • TLTA Files Legislation to Streamline and Improve the Industry
  • Fannie Mae, Freddie Mac Merger Plan Unveiled
  • Reservoirs Make Comeback in Parched Texas
  • Housing Coalition Urges Fed to Rethink QRM
  • Does Everyone in Your Office Have the Basic Manual Online?

February 27, 2013

  • Bills Affecting Title Industry Have Been Filed With Water in the Spotlight
  • Texas Agriculture Stakes Its Claim
  • Bipartisan Group Lays Out Plan to Shutter Fannie Mae, Freddie Mac
  • Corker Said to Seek Compromise Deal on CFPB
  • Does Everyone in Your Office Have the Basic Manual Online?

February 20, 2013

  • TDI Holds Rate Hearing in Austin, TLTA Supports Legislation Filed by Related Industries
  • As Water Plan Moves Toward Reality, Who Benefits?
  • Senate Banking Committee Holds Oversight Hearing on Dodd-Frank Act
  • Basic Manual Updates Coming Soon & Subscribe Now!

February 14, 2013

  • TLTA Day at the Capitol a Huge Success!
  • TLTA Legislative Agenda Focused on Improving the Industry
  • Rate Hearing To Take Place February 19
  • Texas Joins Dodd-Frank Lawsuit
  • Basic Manual Changes Coming Soon; Are You Ready?

February 6, 2013

  • Rate Hearing To Be Held February 19
  • Last Chance to Join TLTA for Day at the Capitol!
  • TLTA Working With Stakeholders on Legislation to Improve the Industry
  • Pace of the 83rd Legislative Session Likely Faster Than 82nd
  • Republican Senators Introduce Bill to Halt CFPB Funding Until Director Confirmed

January 30, 2013

  • TLTA Members to Converge on the Capitol, Fannie, Freddie Here to Stay
  • Panelists Say at American Securitization Forum
  • Perry Calls for Tax Relief
  • Investing in Water and Roads
  • Lawmakers Hope to Tap Rainy Day Fund
  • Duck Spending Cap
  • Pennsylvania Homeowner Sues Over Home's Bloody Past
  • How the NLRB Ruling Could Scramble Mortgage Markets
  • Senator Ben Nelson Named CEO of the NAIC

January 23, 2013

  • TLTA's Day at the Capitol Around the Corner
  • Title Agents Beware of Life Insurance Referral Solicitation
  • Spending Limit Could Make State's Rainy Day Fund Tougher to Tap
  • Water Tops Legislative Agendas
  • TDI Quarterly Audit Results Published

January 16, 2013

  • Important Information Regarding FDIC Insurance for Escrow Accounts
  • Title Agents Beware of Life Insurance Referral Solicitation
  • CFPB Adopts New Qualified Mortgage Rules
  • TLTA Working With Stakeholders on Legislative Agenda
  • Despite Surplus, House and Senate Offer Lean Budgets

January 9, 2013

  • CFPB Mortgage Disclosure Rule Target Date: Sept. 2013
  • TLTA Comments on TDI's Proposed Rules for Conducting Business Electronically
  • Combs: Lawmakers Will Have $101.4 Billion for Budget
  • ALTA Rolls Out Best Practices
  • Register Now for TLTA's Day at the Capitol

January 2, 2013

  • FDIC Drop in Coverage Affects Escrow Accounts, U.S. House Passes "Fiscal Cliff" Bill
  • Changes to Texas Department of Insurance Web/E-Mail Addresses
  • Hensarling Announces Leadership Team for U.S. House Financial Services Committee
  • A Challenge to All Escrow Officers!